Medicare Part A
Hospital Insurance Coverage
What is Medicare Part A?
Let’s talk about it.
Medicare Part A is a crucial part of the Medicare program that covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health services. It is available to most individuals aged 65 and older, as well as certain individuals under 65 with disabilities who meet specific criteria. To qualify, you generally need to have worked and paid Medicare taxes for at least 10 years.
Coverage includes hospital stays, rooms, meals, nursing care, and necessary medications. It also covers skilled nursing facility care under certain conditions. However, it does not include coverage for outpatient services, such as doctor visits and prescription drugs, which fall under Medicare Part B and Part D, respectively. To ensure broader coverage, you may consider additional Medicare plans or Medicare Advantage plans.
Understanding Medicare Part A can be complex, but it offers valuable coverage for hospital care and related services. If you have any questions or need assistance in navigating your Medicare options, our team at Choice City Health is here to provide guidance and help you select the best healthcare coverage plan for your specific needs.
Perks of Medicare: Part A
Medicare Part A is great for hospital coverage, offering a number of benefits, including the following:
- Covers inpatient hospital care, including necessary medications, meals, and nursing care during your hospital stay.
- Provides coverage for skilled nursing facility care, such as rehabilitation services and long-term care under certain conditions.
- Includes coverage for hospice care for individuals with terminal illnesses and some home health services.
Keep in mind, Medicare Part A does not cover outpatient services like doctor visits or prescription drugs, which are covered by Medicare Part B and Part D, respectively.
If you have any questions or need further assistance in understanding Medicare Part A or selecting the right healthcare coverage plan for your needs, contact us. Our team at Choice City Health is here to help.
(Hospital Insurance)
- Inpatient care in a hospital
- Skilled nursing facility (folllowing a hospital stay)
- Home health care services and hospice care services
- Has deductibles, copayments, and out-of-pocket expenses
- Most people do not pay a monthly premium for Part A if you or your spouse paid Medicare taxes while working
(Medical Insurance)
- Cover doctor's services
- Outpatient care, home health and other medical services
- Covers some preventive services
- Medicare Part B has deductibles and co-insurance
- Medicare Part B does require premium payments
(Medicare Advantage)
- Offered by private insurance medicare enrollment companies approved by and under contract with Medicare
- Includes all benefits and services offered by Part A and Part B, and typically includes prescription drug coverage, Part D
- May include extra coverage, such as vision, hearing, dental, and/or health and wellness programs
- May require additional premium payment in addition to your Part B premium
(Prescription Drug Coverage)
- Offered by private companies approved by and under contract with Medicare.
- Plan is to help cover the cost of prescription drugs.
- May help lower your prescription drug costs and help protect against higher costs in the future.
- Medicare Part D is available to everyone with Medicare.
Step 1 – Request a complimentary Medicare consultation
Simply fill out the form below or call Dana Griffin at 970-407-9399 to discuss Medicare Advantage Plans, Medicare Prescription Drug Plans, and Medicare Supplement Insurance.
Step 2 – Review Medicare Options
Dana will set up an appointment with you to review your Fort Collins Medicare enrollment options and find a plan that best fits your budget, lifestyle, doctor preferences, and requirements.
Step 3 – Pick the Plan that Best Suits You
The final decision on which plan you choose is completely up to you. Dana Griffin is able to assist as a knowledgeable resource to ensure you understand all of the options clearly.
Step 4 – Paperwork & Details
Whether completed online or in-person, we ensure your Fort Collins medicare enrollment application is processed according to Medicare’s rules and regulations and your new healthcare card will arrive within a few weeks. Dana will be your personal local agent for any questions or advice.
Get In Touch
*100% privacy, we never share or sell your information. Please note: this is a general form, please do not include sensitive medical information. Form must not contain any request for the consumer’s date of birth, medical conditions, current medications, or similar information. By submitting this form, you may be contacted by Dana Griffin to discuss the following products: Medicare Advantage Plans, Medicare Prescription Drug Plans, and Medicare Supplement Insurance. This is a solicitation for insurance.