Medicare Part B
Medical Insurance & Coverages
What is Medicare Part B?
Here’s what you need to know.
Medicare Part B is a significant part of the Medicare program that covers outpatient medical services and supplies. It includes coverage for doctor visits, preventive care, lab tests, outpatient surgeries, and durable medical equipment. And the best part? Medicare Part B is available to most individuals aged 65 and older, as well as certain individuals under 65 with disabilities who meet specific criteria.
Essentially, Part B provides coverage for a wide range of necessary medical services and supplies. It ensures access to healthcare providers, specialists, and necessary equipment for diagnosis, treatment, and management of various conditions. However, it does not cover prescription drugs (covered under Part D) or services like dental care, eyeglasses, and hearing aids.
For personalized assistance in understanding Medicare Part B and choosing the right healthcare coverage plan, our team at Choice City Health is here to help.
Benefits of Medicare: Part B
Medicare Part B is great for medical coverage. Check out the benefits below:
- Covers medically necessary services and supplies & preventive services like screenings, vaccinations, and counseling to help keep you healthy.
- Provides coverage for visits to doctors, specialists, and other healthcare professionals.
- Helps pay for outpatient care, such as hospital outpatient visits, medical tests, and some surgeries.
- Includes coverage for durable medical equipment (DME) like wheelchairs and walkers when prescribed by a doctor.
- It covers certain medications administered in outpatient settings, such as chemotherapy drugs.
- Provides coverage for some home health services, such as skilled nursing care and therapy.
- Offers coverage for ambulance services in emergencies when other transportation options are not appropriate.
- Covers a portion of the cost for necessary medical supplies, such as diabetes testing supplies.
In addition, Medicare Part B also includes coverage for some mental health services, such as counseling and outpatient treatment. Have further questions? Our team is happy to help.
(Hospital Insurance)
- Inpatient care in a hospital
- Skilled nursing facility (folllowing a hospital stay)
- Home health care services and hospice care services
- Has deductibles, copayments, and out-of-pocket expenses
- Most people do not pay a monthly premium for Part A if you or your spouse paid Medicare taxes while working
(Medical Insurance)
- Cover doctor's services
- Outpatient care, home health and other medical services
- Covers some preventive services
- Medicare Part B has deductibles and co-insurance
- Medicare Part B does require premium payments
(Medicare Advantage)
- Offered by private insurance medicare enrollment companies approved by and under contract with Medicare
- Includes all benefits and services offered by Part A and Part B, and typically includes prescription drug coverage, Part D
- May include extra coverage, such as vision, hearing, dental, and/or health and wellness programs
- May require additional premium payment in addition to your Part B premium
(Prescription Drug Coverage)
- Offered by private companies approved by and under contract with Medicare.
- Plan is to help cover the cost of prescription drugs.
- May help lower your prescription drug costs and help protect against higher costs in the future.
- Medicare Part D is available to everyone with Medicare.
Step 1 – Request a complimentary Medicare consultation
Simply fill out the form below or call Dana Griffin at 970-407-9399 to discuss Medicare Advantage Plans, Medicare Prescription Drug Plans, and Medicare Supplement Insurance.
Step 2 – Review Medicare Options
Dana will set up an appointment with you to review your Fort Collins Medicare enrollment options and find a plan that best fits your budget, lifestyle, doctor preferences, and requirements.
Step 3 – Pick the Plan that Best Suits You
The final decision on which plan you choose is completely up to you. Dana Griffin is able to assist as a knowledgeable resource to ensure you understand all of the options clearly.
Step 4 – Paperwork & Details
Whether completed online or in-person, we ensure your Fort Collins medicare enrollment application is processed according to Medicare’s rules and regulations and your new healthcare card will arrive within a few weeks. Dana will be your personal local agent for any questions or advice.
Get In Touch
*100% privacy, we never share or sell your information. Please note: this is a general form, please do not include sensitive medical information. Form must not contain any request for the consumer’s date of birth, medical conditions, current medications, or similar information. By submitting this form, you may be contacted by Dana Griffin to discuss the following products: Medicare Advantage Plans, Medicare Prescription Drug Plans, and Medicare Supplement Insurance. This is a solicitation for insurance.